In addition, these experiences have been fully demonstrated and explained in the previous articles, and of course only a few have the impression. The reason for writing this article job function email list is to report to the leader of the leader. Too many arguments and explanations are job function email list useless, and it is better to accurately express the core point of view. 01 1) The underlying logic of risk control is to effectively measure the user's repayment ability, repayment willingness and long-term borrowing.
The reason long data is so important is that it somehow job function email list corrects the calculations of repayment ability and willingness to repay. Real money and borrowed money are different in ability and willingness. 2) How to do big data risk control is essentially a question job function email list of how to use big data. Two usages. Simple use is a policy rule; complex use is a model. 3) The way of risk control lies in the management of the user life cycle before, during and after.
Pre-loan management to avoid losses, loan management to job function email list reduce losses, and post-loan management to recover losses. 4) What is the art of risk control? It is job function email list equivalent to asking what the risk management department is doing in its daily work, of course, making strategies and models. Note that the strategy does the strategy, the model does the model, and what should be done through the strategy must be done through the model. 5)